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19 states who really care about their seniors
sue the Federal Government for forcing nursing homes to have adequate staffing.
Mortgage Refinance Analysis
If you are a home owner you probably constantly get ads proposing that you refinance your home. How do you know if it is a good idea or not? This calculator helps you make that decision. Carefully fill in the required information and then press calculate. The result page will have a graph showing your net gain month-by-month. As long as the graph is above zero in the time frame when you plan to sell you are ok to refinance.
Use this calculator to see if you would come out ahead converting your current Fixed Rate or ARM mortgage to a new Fixed Rate Mortgage
.....Existing Loan Information.....
Existing Loan Balance Now:
Existing Loan Original Term in Years:
Existing Loan Annual Interest Rate
?
:
%
Existing Loan First Payment:
January
February
March
April
May
June
July
August
September
October
November
December
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Check if you've already made your payment this month:
Check if existing loan is variable rate:
.....New Loan Information.....
NEW Loan Will End (in Years)
?
:
Keep Existing Loan End
15 Years From Now
20 Years From Now
30 Years From Now
Interest rate of NEW Loan:
%
Discount POINTS Charged on NEW Loan:
$
Or
%
Closing Costs Rolled Into New Loan:
Closing Costs to be
Paid By You
:
To compare your ARM loan with your new loan you must provide some guesses as to future ARM rates
In one year:
%
In six years:
%
In two years:
%
In seven years:
%
In three years:
%
In eight years:
%
In four years:
%
In nine years:
%
In Five Years:
%
In ten years:
%
In fifteen years:
%
Some historical ARM rates for reference....