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Fuel Oil to Natural Gas Furnace Savings Comparison

So you've got an old fuel oil furnace. What to do. One option is to upgrade to a new natural gas furnace. But would this really pay off. After all you might have a hefty fee to get natural gas run to your house. This calculator considers a number of potential costs and then tells you how many years it would before you came out ahead.
How long would it take you to pay back the expense of junking your present fuel oil furnace and getting a natural gas model?
 
fuel oil tank

 Furnace Information
Estimated Efficiency of Fuel Oil Furnace?:
 %
Don't know efficiency?  Guess here
Cost of New Furnace:
Efficiency of Proposed New Furnace?: %
Tax Credit or Utility Rebate?:
(Your Zip Rebate Info Tax Credit Info)
Natural Gas Line Installation Charge?:
Your Natural Gas Cost in $ per Therm:
(or Select State to use current average for that state)
Gallons of Fuel Oil used last heating season:
Your Average Fuel Oil Cost per gallon:
(or Select State to use current average for that state)