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Well actually it's not illegal to shout fire in a crowded theatre and that's a good thing.

Retirement Savings Delay

Do you think it's too early to make your 401k contribution?  What will it cost you to wait and start your contribution next year?  Use this calculator to see.
Retirement Savings Information
How much can you save per month?
How much will your Employer Contribute per month?
What annual interest rate do you think your savings will earn?? %