Credit Card Payoff Running a balance on your credit card?  Use this calculator to find out how long it will take you to pay it off.  You will need a copy of your latest credit card bill.   Credit Card Balance This Month: Minimum Payment Required This Month: Annual Interest Rate: Powered by yourmoneypage.com. This calculator is provided as a free service. No guarantee, explicit or implied, is made regarding its' accuracy or suitability to a specific purpose.