After you use the Federal formula to calculate the Effective Family Contribution(EFC), any shortage is considered 'need'.  Most colleges will attempt to provide aid to meet at least part of this shortfall.  Colleges have a variety of grants and scholarships they can offer.  The Federal government has several student loan programs.  Colleges are not required to help at all.  Usually funds are limited.  

Below is our guess of what your student might get.  Do not count on this amount.  If you desire, you can override our guess and use your own.  

We have calculated your Effective Family Contribution as $0.00.  This is the amount the Federal formula says your family can contribute.  What if you can't?  It doesn't matter.  The college will calculate your need assuming you can contribute this amount.